Considerable attention has in recent years been focused on consumer choice regarding platforms and conditions for accessing various kinds of content via the Internet. The main focus has been on the supply of Internet access networks – cable, wireline telco, satellite, wireless – from which consumers can choose as means to get to the content [...]

April 17, 2009 Senator John F. Kerry 218 Russell Senate Office Building Washington DC 20510 Dear Chairman Kerry: You and your colleagues will very likely soon receive a petition from members of Free Press urging you to launch “an investigation of Time Warner Cable’s plans to impose an unfair penalty against Internet users.” The correspondence [...]

April 17, 2009     Congressman Rick Boucher  2187 Rayburn House Office Building Washington, D.C. 20515     Dear Chairman Boucher:               You and your colleagues will very likely soon receive a petition from members of Free Press urging you to launch “an investigation of Time Warner Cable’s plans to impose an unfair penalty [...]

This investigative report finds that the National Association of Insurance Commissioners (NAIC) may be overcharging insurance companies who pass these costs along to consumers in the form of higher prices.  State laws require companies to electronically file financial and rate information with the NAIC, who set filing fees without state approval or review.  Effectively, states have given away their [...]