Unbundling: Could It Make Education More Affordable?

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Those who cannot afford a university degree face career earnings that are substantially lower than those who are college graduates, and recent university graduates are burdened by an average of $29,000 in student loans.  The high cost for attending college is a troubling issue for both groups. The average annual undergraduate attendance cost for a public […]

Balkanizing the Internet

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The assassination of Archduke Ferdinand was the toppling domino that led to World War One.   The assassin’s action merely added to centuries of resentment and tension which made the Balkan nations ready to consider war.  Likewise, Edward Snowden is not accountable for the National Security Agency’s (NSA) surveillance of US citizens’ communications nor for its […]

Potential Consumer Strategies for Impending Interest Rate Hikes

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The Federal Reserve Board (Fed) has kept short term interest rates near zero for several years.   Large banks were able to borrow at near zero rates and lend at higher rates for home mortgages, and for automobile buyers and for businesses.  The Fed governors intended to increase interest rates when inflation approached their discomfort level […]

The Right to Revise Personal History

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The European Court of Justice requires Internet search firms to accommodate requests from the pubic who want a story removed from search results when the story links to personal information that is “inadequate, irrelevant or no longer relevant.” This new right is usually called the “right to be forgotten.” Google has removed search access to an […]

The Coming Battle over Encrypt-Decrypt Certification

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With disturbing frequency, cyberattacks on government institutions, infrastructure and commercial firms are being reported.  Attacks on government agencies seem to emanate from nation-state rivals such as Russia, China, and Iran.  The attacks are usually probes for intelligence on military strength or for design data on advanced military technologies.  Russia used this strategy to monitor Ukrainian […]

The Consumers Likely Mood in November

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Consumers’ moods reflect the current and anticipated domestic economy and world events.  The actual levels of employment opportunities, paychecks and cost-of-living can either free consumers to pursue their wants or constrain them to hunker down.  Threats from abroad can worry consumers about citizens’ safety and the nation’s ability to thrive.  Since consumers take their moods […]

Our “Connection” to Wireless Services

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A new survey confirms Americans’ reliance on wireless services as a key component enabling them to earn a living, study, and socially communicate.  The online study by McLaughlin & Associates and partnered with Penn Schoen Berland was conducted during May 23-28, 2014 for MyWireless.org and covers likely voters with wireless services.  Overall, the results show […]

The Vermont Food Police

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Vermont legislated mandatory special labelling for food treated with Genetically Modified Organisms.  The labels must warn consumers that foods within the package were treated with GMO nutrients.  Connecticut and Maine enacted similar labelling mandates, but their laws are contingent on a critical mass of nearby states enacting similar laws.  These trigger clauses are intended to […]

ACI in Real Clear Policy — Getting Rid of Incompetent Teachers

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In a student versus school system lawsuit (Vergara v. State of California), the students won on their claim that grossly incompetent teachers deny them of their right to an education.  The judge found that school systems “permit too many grossly incompetent teachers to remain in classrooms across the state — and found that those teachers […]