Should Government and the Private Sector Cooperate In Cybersecurity?

computer spy

The public was offended when NSA coopted RSA’s encryption products and we were disappointed when some social media firms shared their customer’s private data with government, other firms, and law enforcement.  It’s not acceptable for government and industry to cooperate against the public at large, but when we face genuine national security threats, most of […]

Negative Impact of Regulations on Innovation

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In mobile wireless and Internet markets, consumers deserve the final say on which constructive innovations, new product features and infrastructure should survive. In those markets, consumers notice the rapid pace of change and while they may not use every innovation that comes along, they welcome the steady stream of appealing changes and increased value from […]

Don’t Remove the Internet’s Bulletproof Vest

internet-header

Compared to Internet services and technologies, no other sector has created so many well-paying jobs, engendered so much labor productivity, and freed consumers to work, learn, shop, enjoy and care for each other. The internet has been our express train for sharing developments in education, health care, finance, retailing, publishing, and entertainment. The Internet reaches […]

Scrambling For More Security

computer theft

At the same time the federal government is levying billion dollar fines on banks for mortgage dealings that preceded the Great Recession, banks are facing sophisticated cyberattacks from Russia that may cost billions more. It is not clear that banks can move swiftly enough to escape Russian cyber-piracy.  So far, they have been slow to […]

Sugar – The Political Football

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First we must stipulate that no consumer was force-fed sugar during the writing and research of this blog. Consumers were merely given all the sugar they wanted at a true market price.  Unlike in our politicized nanny-state environment, no one was denied sugar, and no one was overcharged for it. The state and local sugar […]

Activity Trackers Are a Welcomed Surprise

runner

Lately, physical activity trackers are everywhere. Trackers are the chunky-looking bracelets worn by both men and women who have decided to make inroads on better fitness and diet. While the devices might appear to be faddish, they are truly useful. They can turn an unappetizing poor-weather, lonely walk into a documented physical victory that friends […]

In The Coming Mobile Payments Duel, Consumers Win

computer theft

Payment systems can be a dry topic until your credit card stops working or until hackers dip into your credit. Then our interest is piqued in how to avoid today’s clunky credit cards. Mobile payments will deliver more convenience and much more safety for consumers. Unlike the security exposure of credit card signatures and numbers […]

Choosing a Wireless Service?

Mobile communications and social networking concept

American consumers are fortunate to have four large-scale wireless service providers, plus a few carriers who service specialized territories or discount options, such as prepaid services. According to the big four’s second quarter 2014 financial reports, Verizon and AT&T each serve over 100 million retail wireless connections (phones, tablets, and personal Wi Fi hotspot devices). […]

Generational Theft: Some Deficits Hurt Young Workers the Most

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What do the national debt, Social Security, and many defined benefit pensions have in common? No one expects the citizens of one generation to pay their own way. In recent years, only part of current federal spending is covered by current tax collections – the rest is funded from borrowed money that future generations are […]