The Importance of Being Capitalized
By Patricia Born 
Efforts to encourage insurers to enter the Florida homeowners market do not appear to be meeting their objectives. The attractiveness of coverage offered by private insurers is putting consumers at an even greater risk as the premiums collected and available capital will likely prove insufficient for paying claims. Florida has [...]

By Patricia Born

Despite this year’s calm hurricane season, the past decade of disastrous storms has made it more difficult for many homeowners to find affordable insurance. Not surprisingly, they blame the insurance companies. It’s not that simple ….
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(Originally published in the South Florida Sun-Sentinel, News-Journal, November 19, 2009)