The American Consumer Institute » Prof. Patricia Born http://www.theamericanconsumer.org Fri, 03 Feb 2012 14:27:16 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 The Importance of Being Capitalized http://www.theamericanconsumer.org/2010/07/01/the-importance-of-being-capitalized/ http://www.theamericanconsumer.org/2010/07/01/the-importance-of-being-capitalized/#comments Thu, 01 Jul 2010 12:22:19 +0000 Prof. Patricia Born http://www.theamericanconsumer.org/?p=1679 The Importance of Being Capitalized

By Patricia Born 

Efforts to encourage insurers to enter the Florida homeowners market do not appear to be meeting their objectives. The attractiveness of coverage offered by private insurers is putting consumers at an even greater risk as the premiums collected and available capital will likely prove insufficient for paying claims. Florida has severe exposure due to undercapitalized companies, which has placed the state insurance system and economy in great peril.

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]]> http://www.theamericanconsumer.org/2010/07/01/the-importance-of-being-capitalized/feed/ 2 Government Needs to Loosen Grip on Insurers http://www.theamericanconsumer.org/2010/03/03/government-needs-to-loosen-grip-on-insurers/ http://www.theamericanconsumer.org/2010/03/03/government-needs-to-loosen-grip-on-insurers/#comments Wed, 03 Mar 2010 13:49:30 +0000 Prof. Patricia Born http://www.theamericanconsumer.org/?p=1380 By Patricia Born

Despite this year’s calm hurricane season, the past decade of disastrous storms has made it more difficult for many homeowners to find affordable insurance. Not surprisingly, they blame the insurance companies. It’s not that simple ….
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(Originally published in the South Florida Sun-Sentinel, News-Journal, November 19, 2009) 

 

 

 

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