Chipped, Cracked or Shattered…

Whatever makes your windshield a hazard needs your attention. Many jurisdictions regard a broken window as a hazard that will earn you a summons for driving an unsafe vehicle. Glass damage does not repair itself, so the sooner you work with your insurer or an ethical auto glass contractor, the better. Your insurer will help […]

Inside Sources: Broken Auto Glass Scam Could Break Floridians’ Credit Score

Florida has among the highest automobile insurance rates in the country, and it seems every time you turn around a handful of trial attorneys have figured out yet another way to profit on the business of “sue and settle.” You can read our op-ed in Inside Sources to find out why Florida’s legislators need to […]

The Economic Standard: Florida Bill Addresses “Sue and Settle” Bad Faith Claims

A bill (SB 924) was introduced in the Florida Senate relating to third-party bad faith actions against insurers. SB 924 is a successor to a bill that was allowed to die last year. The bill is an attempt to quell ridiculous damage awards for so-called “bad faith” actions against insurers. Until the bill is enacted, […]

Florida’s Bad Faith Laws Need Reform

It’s a new year, a new legislative session, and a chance to cure the cost contagion from runaway bad faith lawsuits. When automobiles crash, there is damage and often times injuries, but there are processes in place that address these occurrences to make the injured parties whole. However, some attorneys have found ways to magnifying […]

The Hill : Congress Must Allow Private Sector Protection of Post-Disaster Flooding

While not all disasters are preventable, the country has been hit with damaging hurricanes and increased rainfall, resulting in billions of dollars in damage. Congress must focus on implementing policies that will reduce vulnerabilities and costs – and limit the damage. For the protection of every property owner and the good of every taxpayer in […]

The Hill: Credit Unions Deserved Their Tax Exempt Status

There’s a reason one in three Americans is a member of a credit union and that credit unions consistently outperform banks in consumer satisfaction ratings: Credit unions deliver valuable services to their members and the economy as a whole. Instead of seeking to cripple a competitor through government intervention, perhaps banks should seek to do […]

USPS’ Year-end Financials Signify the Greatest Challenge yet for its New Leadership

Today, the U.S. Postal Service issued its FY 2019 financial results – a report laden with distressing, yet unsurprising news. The USPS’s latest annual loss of $8.8 billion marks the federal agency’s largest since 2012 when its red ink grew by $15.9 billion. The USPS’ total losses since the current Postal Service law, the Postal […]

ACI Joins Coalition Letter on Continuing Reforms on the NFIP

A group of think tanks wrote a letter to concerns about any effort to cancel the Trump administration’s Risk Rating 2.0 initiative, whose implementation already ​has been delayed​ until October 2021, or to otherwise reverse hard-won policies that bring the deeply indebted NFIP closer to fiscal solvency. You can download the letter here.

Waco Tribune Herald: Government Loses Billiions Coddling Coastal Elites

If experts are to be believed, climate change is set to reshape America’s physical geography through rising sea levels and increasingly wild weather. Despite the risks, many federal programs are being used to protect some of America’s wealthiest seaside communities. Rather than forcing taxpayers to bankroll their beach lifestyle, the Federal Emergency Management Agency should […]

Inside Sources: It Is Time to Fix the Federal Flood Insurance Program

Better mapping and pricing at risk is paramount, and spreading that risk to private insurers is necessary to cut this wasteful federal spending. It’s time for Congress to stop kicking the can down the road and fix the problem. You can read this op-ed in Inside Sources. How the Rich are Using Federal Money to […]