The Hill : Congress Must Allow Private Sector Protection of Post-Disaster Flooding

While not all disasters are preventable, the country has been hit with damaging hurricanes and increased rainfall, resulting in billions of dollars in damage. Congress must focus on implementing policies that will reduce vulnerabilities and costs – and limit the damage. For the protection of every property owner and the good of every taxpayer in […]

The Hill: Credit Unions Deserved Their Tax Exempt Status

There’s a reason one in three Americans is a member of a credit union and that credit unions consistently outperform banks in consumer satisfaction ratings: Credit unions deliver valuable services to their members and the economy as a whole. Instead of seeking to cripple a competitor through government intervention, perhaps banks should seek to do […]

USPS’ Year-end Financials Signify the Greatest Challenge yet for its New Leadership

Today, the U.S. Postal Service issued its FY 2019 financial results – a report laden with distressing, yet unsurprising news. The USPS’s latest annual loss of $8.8 billion marks the federal agency’s largest since 2012 when its red ink grew by $15.9 billion. The USPS’ total losses since the current Postal Service law, the Postal […]

ACI Joins Coalition Letter on Continuing Reforms on the NFIP

A group of think tanks wrote a letter to concerns about any effort to cancel the Trump administration’s Risk Rating 2.0 initiative, whose implementation already ​has been delayed​ until October 2021, or to otherwise reverse hard-won policies that bring the deeply indebted NFIP closer to fiscal solvency. You can download the letter here.

Waco Tribune Herald: Government Loses Billiions Coddling Coastal Elites

If experts are to be believed, climate change is set to reshape America’s physical geography through rising sea levels and increasingly wild weather. Despite the risks, many federal programs are being used to protect some of America’s wealthiest seaside communities. Rather than forcing taxpayers to bankroll their beach lifestyle, the Federal Emergency Management Agency should […]

Inside Sources: It Is Time to Fix the Federal Flood Insurance Program

Better mapping and pricing at risk is paramount, and spreading that risk to private insurers is necessary to cut this wasteful federal spending. It’s time for Congress to stop kicking the can down the road and fix the problem. You can read this op-ed in Inside Sources. How the Rich are Using Federal Money to […]

Taxing Credit Unions Will Hurt Consumers

Earlier this year, Iowa State University published a study that found same-sex couples were more likely to be denied a mortgage than heterosexual couples. To address this discrepancy, the first credit union to serve the LGBTQ community was formed this year in Michigan. Yet, not everyone supports credit unions. The Florida Bankers Association have long […]

Townhall: If the 2020 Candidates Really Want to End the Housing Crisis, This Is How They Could Do It

As candidates promise billion-dollar programs to correct for the lack of affordable housing, policymakers from across the aisle should focus on the regulations that keep an increasing number of Americans out of their dream home. To read this opinion piece, visit Townhall.