Government Healthcare Plans Shouldn’t Offer Everything to Everyone

Federal and State governments use four major structures to provide access to health care coverage – namely, Medicaid, Medicare, TriCare and the Affordable Care Act’s (ACA) Marketplace.  The ACA and Medicaid face severe funding difficulties.  Beyond these are private health care plans supported by employers and individuals. The ACA created Marketplace has about 9 million […]

In Health Insurance, We Cannot Have Everything All of The Time

Before passage of the Affordable Care Act (ACA), some of the bitterest arguments focused on the potential for death panels  that would set treatment policy, deciding which patients and which medical conditions would receive which kind of treatment, if any.  Within the scope of those rationing decisions, some feared older patients would be denied aggressive […]

The Unaffordable Care Act

If prices that we pay into our government dominated health care sector are expected to jump, it is best that we are alerted to the problem as the election cycle nears a crest. That’s when politicians are slightly more attentive to public outrage. In 2016, hopes for affording health care were bleak. Medicare Part B […]

ACA Is a Crisis We Must not Waste

Under the Affordable Care Act (ACA), premium subsidies of health care insurance are available to low income and some moderate income families.  ACA’s plain wording says the subsidies are available to states that operate their own exchange.  ACA was intentionally structured in that way to induce states to operate a health insurance exchange. Subsidies are […]

What to Expect in the Government Controlled Health System, Part 2

The Affordable Care Act (ACA) choices in premium and subsidies were shown in Part 1.  Those estimates assume ACA will be implemented as intended.  At a family cost averaging about $10,000 per year (pre-subsidy), consumers will demand a working, effective system.  We are a very long way from that, and it is unclear that ACA […]