Student loan forgiveness robs from poor and gives to rich

Late last month, President Biden made his long-awaited announcement regarding student loan forgiveness. For months, the Administration had been teasing the release of a plan to address the more than $1.6 trillion in student loan debt Americans currently hold.  August’s announcement eliminates $10,000 in student loan debt for borrowers earning less than $125,000, or $250,000 for joint-income households. This number rises […]

ACI Files Comments on FRA’s Proposed Crew Size Mandate

U.S. Federal Railroad Administration Comments on Proposed Two Crew Size Safety Requirements 49 CFR Part 218, Docket Number: 2022-15540 RIN 2130-AC88 Summary The American Consumer Institute is a 501(c)(3) non-partisan, educational, and public policy research organization with the mission to identify, analyze, and protect the interests of consumers in selected legislative and rulemaking proceedings. As […]

The Economic Standard: Lawmakers provide crypto clarity

A bipartisan group of U.S. Senators — Debbie Stabenow (D-MI), John Boozman (R-AR), Cory Booker (D-NJ), and John Thune (R-SD) — recently introduced an important piece of legislation that, if enacted, would alleviate much of the regulatory confusion surrounding cryptocurrencies. While only 16 percent of Americans have ever used or purchased these digital tokens, the U.S. has […]

Bipartisan House bill would benefit gig economy workers

A bipartisan group of lawmakers in the House of Representatives, led by Rep. Henry Cuellar (D-TX-28), recently introduced a bill called the Worker Flexibility and Choice Act. Their new proposal would establish much-needed protections for gig economy workers while also creating a new category of labor law for independent contractors. Speaking shortly after introducing the bill, Rep. Cueller stated that […]

ACI Letter to Foreign Relations Committee: Modernize the UPU

Chairman Senator Bob Menendez Ranking Member Senator James E. Risch Dear Senators Menendez and Risch: Our organization writes this letter to bring further attention to a bipartisan issue with significant international economic considerations. As the U.S. Department of State is aware, certain rules governing international postal and delivery services under authority of the Universal Postal […]

ACI Files Comments on a Proposed New York City Tolling Program

This week, the American Consumer Institute (ACI) filed comments in response to the New York City Metropolitan Transit Authority’s proposed central business district tolling program. ACI’s filing calls for the proposal to include an exemption or discount for city residents and rideshare drivers, which will be heavily penalized by the proposed tolls. The full filing […]

ACI’s Remarks to Department of Education on the Borrower Defense to Repayment Rule

Regarding the Notice of Proposed Rulemaking on Docket ID ED-2021-OPE-0077: Student Assistance General Provisions, Federal Perkins Loan Program, Federal Family Education Loan Program, and William D. Ford Federal Direct Loan Program The American Consumer Institute Center for Citizen Research (ACI) is a nonprofit 501(c)(3) educational and research institute with the mission to identify, analyze and […]

Radio Interview: The Sticker Shock of Inflation

In this radio interview, ACI’s Tirzah Duren shares the findings in our recent inflation report with Rush to Reason’s John Rush, explaining how government stimulus and excessive regulation have led to inflation and a reduction in Americans’ purchasing power. Click here to listen to the radio interview.

Cut the U.S. Mail Subsidy for Chinese Products

U.S. public policy needs to ease the current economic woes by reworking the international e-commerce system now — a system that currently gives Chinese products artificially lower shipping prices. Here is an explanation of the issue: As fears of recession persist and supply chain constraints remain elevated, consumer markets are in increasingly vulnerable positions. Broadscale […]

Inside Sources: Broadcast Merger Will Benefit Consumers, Add Diversity

The new Standard General-Tegna merger will increase diversity for the benefit of American consumers. The Federal Communications Commission has an opportunity to approve this transaction and advance one of its stated goals — to expand “minority and female ownership of broadcast media outlets.” This op-ed is available in the Inside Sources.