The Hill: Revisiting Small Loans Rules Crucial to Maintaining Access to Credit for Vulnerable Consumers

Access to credit is vital for families and communities to invest and grow. For the millions of Americans who rely on small-dollar loans as a last resort, the CFPB’s decision to reconsider placing additional restrictions on these loans should be welcome news. You can read this op-ed in The Hill.

Why Doing Away with Small-Dollar Loans is Not the Answer

Most Americans take access to credit for granted. A week doesn’t pass without spam mail advertising a new shiny credit card offering different perks and benefits. Recent estimates show that there were 364 million open credit card accounts in the United States as of the end of 2017, with about 7 in 10 Americans having […]

Your Privacy and Compulsively Curious Federal Agencies

The National Security Agency (NSA), the Consumer Financial Protection Bureau (CFPB), and the Treasury routinely collect detailed information about Americans’ activities, communications and financial status.  The scale and scope of information government keeps on us is outrageous and dangerous.    Edward Snowden’s revelation confirmed that NSA stores metadata on our domestic phone calls and has technically […]