Borrowing in a Field of Study That Pays

Many of our young adults pass through a college experience that leaves them burdened by heavy debt and a field of study choice that is likely to earn low wages. For many, the selection of a college and a major places oversized emphasis on the architectural beauty of the college, its “easy” courses, its students’ […]

Beyond Student Loans

Student loans regularly grab headlines, but loans are typically a small part of financing a college education.  Personal and family contributions, federal grants and subsidies are actually a bigger part of the total outlay.  College students and their families have been borrowing and repaying for almost a lifetime. Today’s hideous $1.2 trillion total of student […]

A Degree in Hypersensitivity

Colleges have become giant petri dishes for an intellectual experiment seeking to scrub campuses clean of words, ideas and subjects that might cause discomfort or give offense. A foundation for this malady took root in the 1980s when the politically correct (PC) movement was embraced by activist liberals. Ostensibly the PC regime is obsessed with […]

ACI in Real Clear Policy: Student Loan Defaults

For most graduating from high school, the best prospects for long-term self-sufficiency lie on the other side of college graduation. The odds are even better if the field of study lies in science, technology, engineering, and math (STEM), and better yet if the student earns a post-graduate shingle. But financing a college graduation is difficult […]

Meritocracy, Altruism and Economic Opportunity

There has been too much partisan prattle and blaming about income inequality.  While there might be some agreement that reducing inequality is good for society, there is little agreement on how best to reduce inequality.   One extreme sees government-centered redistribution as the preferred way, others think self-help is the only enduring prescription.  While it addresses […]

The Odds of College Graduation

The back to school season for college students has arrived.  Millions are putting the finishing touches on their financial plans, clothing, dorm room gear, texts, subscriptions and electronics.  It may be too late to adjust the choice of school, but it’s not too late to research which college might offer a better chance of graduating. […]

Daley: MOOCs – College for the Rest of Us

To understand Massive Open Online Courses (MOOCs), a reporter enrolled in 11 free online courses and tracked his experiences.  He completed 2 courses and dropped 9 after realizing that although the lectures could be scheduled at his convenience, the courses took a lot of time away from his day job, and some required substantial preparation.  […]

Educating Ourselves: A Major Choice

Around prom time each year, we hear how American students stack up against their international peers in science, technology, engineering, and mathematics (STEM).  America’s rankings should concern even the optimists.  But the contest is not over.  Our high school grads have a few more years to develop skills that will shape much of their working […]