ACI in the Dallas Morning News

Texas’ success and growth are largely due to its diverse and largely healthy economy, including a retail sector that, according to the Texas Retailers Association, has about 107,000 retail establishments and employs over 1.9 million Texans. Yet unlike some of its peers, this industry and the consumers it serves remain unnecessarily threatened. According to a […]

ACI in the HILL: Chip/PIN, Best Near-term Solution

A recent piece in The Hill’s Congress Blog missed some important points on the security benefits that chip and PIN technology provides. While I agree with the author’s view that there is no silver bullet for preventing all credit card fraud, chip and PIN is the best available near-term solution to protect American consumers from […]

ACI in Forbes: Chipping Away At Credit Card Fraud

This piece, available at Forbes, discusses how chip and PIN technology can sharply reduce credit card fraud in merchant stores and decrease data breaches, while the chip and signature solution that now being deployed in the U.S. will only make a modest incremental improvement.

ACI in CNBC: The Elephant in the Room this Holiday Season

This piece, published at CNBC, discusses credit card fraud and its risks to consumers.  Surprisingly, one solution to fix this fraud, Chip and PIN technology, has been around for 15 years and used in Europe for over a decade with great success.  Maybe it is time for the U.S. to move away from its 1970s stripe […]