ACI in FORBES: Credit Card’s Latest Window Dressing

Card giants Visa and MasterCard have been making headlines of late for introducing new software aimed at speeding up the checkout process for consumers using new chip-enabled or EMV (Europay, MasterCard, Visa) credit cards. While any effort by the major card brands to improve the process is welcome, these software fixes are more window dressing […]

ACI Statement on the Upcoming Cybercrime Hearing

On January 27, the House Subcommittee on Commerce, Manufacturing and Trade will host a hearing to discuss solutions to the ever-growing problem of cybercrime. The Committee has recognized the need for a solution that could help alleviate the consequences consumers face in the event of a data breach. Chip and PIN technology is one such […]

Daily Caller: Without Bank Participation, Order Falls Short For Consumers

President Obama recently signed an executive order that requires government-issued credit and debit cards to be equipped with new chip and PIN technology aimed at reducing fraud.  Given the persistent rash of data breaches aimed at American consumers and businesses, the security measure was met with applause. But despite this progress, the vast majority of […]

Cyber Policy – Harmony Worth Considering

Harmonized regulation of cyber-matters could achieve better results for the US and the EU.   Current clashes between US and EU rules on cyber privacy and security undermine US success in the EU.  It is difficult for internet commerce to simultaneously comply with incompatible sets of rules on consumer privacy and law enforcement. The disparate regulatory […]

Listen to ACI Experts Talk about Credit Card Fees and Their Impact as Consumers Deal With Holiday Spending

On December 3, 2009, ACI Experts Dr. Larry F. Darby and Dr. Joseph Fuhr, Jr. discuss the effects of hidden credit card fees on consumers and retail merchants.  Click here to here the entire audio. call-audio1