Chipped, Cracked or Shattered…

Whatever makes your windshield a hazard needs your attention. Many jurisdictions regard a broken window as a hazard that will earn you a summons for driving an unsafe vehicle. Glass damage does not repair itself, so the sooner you work with your insurer or an ethical auto glass contractor, the better. Your insurer will help […]

The Economic Standard: Florida Bill Addresses “Sue and Settle” Bad Faith Claims

A bill (SB 924) was introduced in the Florida Senate relating to third-party bad faith actions against insurers. SB 924 is a successor to a bill that was allowed to die last year. The bill is an attempt to quell ridiculous damage awards for so-called “bad faith” actions against insurers. Until the bill is enacted, […]

Florida’s Bad Faith Laws Need Reform

It’s a new year, a new legislative session, and a chance to cure the cost contagion from runaway bad faith lawsuits. When automobiles crash, there is damage and often times injuries, but there are processes in place that address these occurrences to make the injured parties whole. However, some attorneys have found ways to magnifying […]

It’s Time to Finally Curb AOB Abuse, But Do it Correctly

Insurance and the law. The two terms are enough to put most people to sleep with boredom. But a festering crisis in Florida’s insurance industry has spawned huge increases in unnecessary lawsuits and translated into rate hikes for millions of homeowners and drivers — and costs will continue to spiral until lawmakers plug a major […]

Orlando Sentienel: Florida Insurance Rules are Punishing Consumers

Florida state insurance law has led to increased insurance rates for consumers with little or no benefit to them. The current Assignment of Benefits (AOB) rules have resulted in an extremely unlevel playing field involving on one side contractors and lawyers, and on the other side consumers and insurance companies. This has resulted in consumers […]

Let’s Put an End to Florida’s Biggest Insurance Scam

For the last six years, efforts to end the biggest scam in Florida’s insurance industry — AOB abuse — have repeatedly been stymied by special interests and a handful of powerful legislators. This year, Senator Doug Broxson, Chair of the Senate Banking and Insurance Committee, and Bob Rommel, Chair of the House Civil Justice Subcommittee, […]

Florida’s Assignment of Benefits Insurance Swindle

The Assignment of Benefits (AOB) fraud and abuse has affected hundreds of thousands of Floridians. In the first three quarters of 2018, there were 135,000 AOB cases. Homeowners are dragged into the swindle when they assign to a restoration contractor the right to have their insurance company pay for repairing damage to their home. The […]

NEWS-PRESS: Florida Lawmakers Must End Assignment of Benefits Abuse

A loophole in Florida’s insurance laws allows shady contractors and trial lawyers to milk the claims process for excessive bills, and consumers are paying at least $2.5 billion in higher premiums as a result — $120 for every Florida resident. Unless lawmakers intervene, it’ll only get worse. Here’s how the racket works: A homeowner calls […]