They’ve become popular gifts on birthdays or holidays – the personal DNA testing kits that can tell you where your ancestors came from or even if you are predisposed to certain medical conditions. But as testing companies such as 23andMe and Ancestory.com have become more prevalent, providing insights to millions of Americans on the secrets […]
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Legal Theatrics and Florida’s Bad Faith Laws
Legal Theatrics and Florida’s Bad Faith Laws Florida’s “Bad Faith” laws applying to Insurance companies have created a shameful mockery of justice. Bad Faith laws were originally intended to make legal representation available to people with limited funds. There are two kinds of bad faith claims. Insured people may have a first-party bad faith claim […]
Florida’s Third-Party Bad Faith Lawsuits
In Florida’s current justice system, anyone who feels that an insurance company has caused an unfair settlement of a claim can seek restitution in court. Unless they were parties to the original policy (a contract), they must wait until there has been a verdict or settlement in the original case. If an insurer fails to […]
Bad Faith Lawsuit Mess
Routine automobile crashes and insurance settlements are the normal business of insurance companies. Seldom is a courtroom or attorney needed, and usually the case is settled within the policy limits of the insured’s policy. In rare circumstances, however, there may be a dispute between an insured and his insurer. The insured may contend that his […]
How Florida’s Auto-Claim Settlements Become Lavish
Following an accident that results in minor bodily injury or property damage, it is customary for parties to exchange insurance information, notify their insurers, and fix the damages. This trusts that both insurers are working toward an amicable settlement, allowing the parties to resume their lives. Automobile insurance is intended to make that process efficient […]
Chipped, Cracked or Shattered…
Whatever makes your windshield a hazard needs your attention. Many jurisdictions regard a broken window as a hazard that will earn you a summons for driving an unsafe vehicle. Glass damage does not repair itself, so the sooner you work with your insurer or an ethical auto glass contractor, the better. Your insurer will help […]
The Economic Standard: Florida Bill Addresses “Sue and Settle” Bad Faith Claims
A bill (SB 924) was introduced in the Florida Senate relating to third-party bad faith actions against insurers. SB 924 is a successor to a bill that was allowed to die last year. The bill is an attempt to quell ridiculous damage awards for so-called “bad faith” actions against insurers. Until the bill is enacted, […]
Florida’s Bad Faith Laws Need Reform
It’s a new year, a new legislative session, and a chance to cure the cost contagion from runaway bad faith lawsuits. When automobiles crash, there is damage and often times injuries, but there are processes in place that address these occurrences to make the injured parties whole. However, some attorneys have found ways to magnifying […]
Tis the Season for Storm Preparation
While most of the world divides the year into four seasons, in Florida, there are two; tourist season and hurricane season. For many of us, hurricane season tends to sneak up on us, and this year is no exception. With an early tropical disturbance in the Gulf, the season may be getting a jump start. […]
It’s Time to Finally Curb AOB Abuse, But Do it Correctly
Insurance and the law. The two terms are enough to put most people to sleep with boredom. But a festering crisis in Florida’s insurance industry has spawned huge increases in unnecessary lawsuits and translated into rate hikes for millions of homeowners and drivers — and costs will continue to spiral until lawmakers plug a major […]