ACI in Forbes: “Chip and PIN” Is Ready Now

The ongoing discord between retailers and the banking industry highlights the disagreement regarding payment cards and where the technology is headed. While the financial industry often deflects calls for improving credit card security by conjuring up the prospect of a mobile and biometric payment world, those days are too far from now for us to […]

The New Magnet for Insurance Scams in Florida

There is yet another significant increase in insurance fraud that is pushing up homeowner premiums in Florida. This op-ed discusses the problem and how it can be fixed. PUBLISHED IN CONTEXT FLORIDA: http://contextflorida.com/archives/12846/alan-daley-the-new-magnet-for-insurance-scams-in-florida When consumers experience water damage unconnected to hurricanes, they usually call a plumber, a roofing specialist or their insurance company to repair the […]

ACI in Forbes: One Year Later, Consumers Still Lack Protections

This time last year, I was warning consumers about the “elephant in the room” during the holiday shopping season. The “elephant” I was referring to was the alarming lack of security whereby consumers had to rely on outdated magnetic stripe and signature credit cards to protect their personal information. Since then, an October 1st deadline […]

ACI in the Dallas Morning News

Texas’ success and growth are largely due to its diverse and largely healthy economy, including a retail sector that, according to the Texas Retailers Association, has about 107,000 retail establishments and employs over 1.9 million Texans. Yet unlike some of its peers, this industry and the consumers it serves remain unnecessarily threatened. According to a […]

ACI in the HILL: Chip/PIN, Best Near-term Solution

A recent piece in The Hill’s Congress Blog missed some important points on the security benefits that chip and PIN technology provides. While I agree with the author’s view that there is no silver bullet for preventing all credit card fraud, chip and PIN is the best available near-term solution to protect American consumers from […]

Florida’s Insurance Repair Shenanigans

Each year some Florida homeowners deal with wind damage or flooding from faulty plumbing or similar unforeseen mishaps that are covered under an insurance policy.  Naturally, water removal and roof repairs often need immediate attention to lessen the spread of the damage. Homeowners are usually stressed when they call for urgent help from a tradesman […]

Florida’s Legislative Opportunity to Save Consumers Money

There are several important issues scheduled for this legislative session in Florida that are worth noting because they will reduce taxes and fraud, thereby saving consumers money. First, companion bills HB 7141 and SB 110 take steps to reduce cell phone taxes. Florida consumer pay over 20% tax on cell phone bills each month. For young, minorities and […]