Townhall: If the 2020 Candidates Really Want to End the Housing Crisis, This Is How They Could Do It

As candidates promise billion-dollar programs to correct for the lack of affordable housing, policymakers from across the aisle should focus on the regulations that keep an increasing number of Americans out of their dream home. To read this opinion piece, visit Townhall.  

The Millennials’ Slow March into Home Buying

About 75 million Americans born between 1981 and 1996 (the Millennials) are following the Boomer generation (1946 to 1964), albeit with somewhat different attitudes, slower wealth accumulation, and delayed home ownership. Millennials are reputed to be a generation that is highly educated, self-confident, technologically savvy and ambitious.  Others have reported a tendency to being entitled, […]

More Rungs on Home Ownership Ladder

In the week ending April 18, 2015, the House passed H.R. 650, the Preserving Access to Manufactured Housing Act.  H.R. 650 makes helpful adjustments to Consumer Financial Protection Bureau (CFPB) regulations that govern mortgages commonly used to finance the most affordable homes, i.e. manufactured homes.  The House also passed H. R. 685, the Mortgage Choice […]

Changing Attitudes toward Home Ownership

Recent developments in the construction industry suggest the single family housing market may be recovering.  Closer examination leaves that in question.  Unemployment in the construction industry dropped from 1,077,000 in April 2013 to 796,000 in April 2014.  Since construction’s employment trough in January 2011, it has recovered 568,000 jobs.  Despite a sizeable increase in payroll […]