Before the Financial Plan for Retirement

Much of the discussion on retirement comes in publications that focus on the best tools, investments and advisors for managing your retirement nest egg.  Those are important, but more important as a first step is to establish your choices on what you want to do during retirement and when retirement should start. For most, a […]

Potential Consumer Strategies for Impending Interest Rate Hikes

The Federal Reserve Board (Fed) has kept short term interest rates near zero for several years.   Large banks were able to borrow at near zero rates and lend at higher rates for home mortgages, and for automobile buyers and for businesses.  The Fed governors intended to increase interest rates when inflation approached their discomfort level […]

Will the Euro Zone Harm My 401(k)?

Euro Zone members are pointing fingers, lecturing on austerity and mugging for cameras by convening riots in the streets and gatherings of politicians.  U.S. consumers just want to hear the “prepare for the worst” commentary, as did Houseman:   And while the sun and moon endure Luck’s a chance, but trouble’s sure, I’d face it as […]