Public Attitudes Toward Public Private Partnerships

An article in The Atlantic suggests that Americans are not completely at ease with the private sector building and operating public infrastructures. Private sector construction and operation is certainly faster and more efficient as is government’s, but offsetting that, government can borrow at about a 3% cost, cheaper than the private sector’s blend of equity […]

Consumers Deserve More Choice for Flood Insurance

Dear Chairman Crapo and Ranking Member Brown: I am writing to urge the Committee to include the bipartisan Flood Insurance Market Parity and Modernization Act in any reauthorization bill.  This bill, which passed the House 419-0 last year and recently passed out of the House Financial Services Committee unanimously is needed to clarify that consumers […]

Coalition Letter to Congress: Reform NFIP to Support Private Flood Insurance

Today, a large group of nonprofit and taxpayer advocates submitted a letter to members of Congress urging them to promote the availability of private flood insurance as an alternative to the National Flood Insurance Program (NFIP).  The current government program is $25 billion in the red.  Allowing the private sector to provide these services to […]

ACI in Real Clear Policy: A Flood of Private Insurance

The National Flood Insurance Program is $25 billion in the red, and because many of its 2012 legislative reforms were rolled back with the passage of recent legislation, there is little hope that the fund will ever be financially solvent. However, a new approach could bring about some relief. This week, Representatives Dennis Ross and […]

Private vs. the Public Option: The “Rule of Two”

Much of the current health care debate centers on the provision of private health insurance versus the public option. On one side of the debate are those who point to private enterprise as the fruit of entrepreneurial efforts and capitalism, which leads to greater operational efficiency and lower consumer prices. The other side sees a […]