Coalition Letter to Congress on National Flood Program

A coalition letter send a letter to the U.S. Senate and House of Representative leadership in support of public policies to improve the flood resilience of homes and within communities. In particularly, the letter endorsed efforts by the Federal Emergency Management Agency to modernize the rate-setting system of the National Flood Insurance Program. The entire […]

Court Sides With Consumers — Permits Risk Based Insurance Pricing

A Supreme Court of Michigan’s recent decision on insurance regulation is a big victory for consumers.  The state had tried to prevent insurance companies from charging consumers based on risk.  That policy would have led to higher premiums for good car drivers by giving risky drivers lower rates.  Besides the unfairness of such a cross-subsidy, the net […]