Maybe the Banks Should Support the Credit Union Act

Congress is considering the Federal Credit Union Act, S.2231, which would give small businesses access to much needed capital – approximately $13 billion in additional loans.  This would be accomplished by raising the current cap on small business lending by credit unions from 12.25 percent to 27.5 percent, subject to safeguards and monitoring.  Proponents of […]


The President is set to sign the JOBS Act today, a bill that has promised to jump start entrepreneurship and investment in startups. Among the many features, this new law would open up a new source of funding for small businesses and entrepreneurs who are looking to raise capital, but have been stonewalled by the […]

New Report — “The Information Technology Revolution and the Transformation of the Small Business Economy”

At a Capitol Hill event today, ACI released a collection of essays written by economists and IT policy experts that discusses the link between the information technology sector and the small business economy.  You can download the booklet here.   This work/research was funded by the Ewing Marion Kauffman Foundation (contents of the publication are solely […]

Small Business Use of Information Technology Means Increased Productivity — Cloud Computing

I’m not the first to note how small businesses can utilize a variety of tools to make themselves more productive. Many businesses, large and small, are using free or low cost web based tools to make their lives easier and more productive. In the Internet age, it’s considered essential to take advantage of these tools […]

The Hill’s Congressional Blog: Improving Small Business Access to Private Capital Will Create Jobs

On the surface, last month’s economic indicators introduce a dose of positivity into the market: the private sector added 200,000 jobs and the unemployment rate dropped to 8.5 percent, its lowest point since February 2009. But take a closer look and you’ll see that small businesses are still struggling to catch up, as tight access […]

Increase Competition: A Gift Horse with Sound Teeth and Solid Performance

  The economy expanded at a 1.8% snail’s pace in the first quarter of 2011.  The large auto companies and banks are still repaying Federal stimulus loans.  In April, just half of small businesses report making capital investments, depressingly low for a group that is usually first to recover and hire.  Among consumers, many homeowners […]