Now that the elections are behind us, it is time for the Legislature to address the fraud that has increasingly pushed homeowner insurance rates higher each year. Florida is the nation’s top “judicial hellhole,” according to the American Tort Reform Foundation, and Assignment of Benefits (AOB) abuse is playing a big role in the dysfunction.

Consumers who sign AOB forms to get home repair work done are losing control of their insurance policies and being charged excessive bills. In many cases, dishonest contractors and their attorneys are filing lawsuits against insurance companies, without homeowners’ knowledge, and demanding reimbursement for inflated bills.

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