Economic Standard: The Reality of Obamacare and Consumer Sovereignty

Earlier this year, the Supreme Court decided that they will hear the most recent challenge to the Affordable Care Act (ACA). The challenge, now referred to as California v. Texas, calls on the Supreme Court to repeal the ACA. Yet, simply repealing the ACA through isn’t enough, it needs to be updated or replaced. While […]

ACI Joins Coalition in Support of New Healthcare Proposal

Today, a group of organizations representing millions of Americans wrote in support of a new healthcare plan — A Framework for Personalized, Affordable Care. The plan would replace the current Affordable Care Act, while empowering consumer choice, providing patient access to affordable coverage, and increasing innovation. The plan would also expand the size and role of […]

Can We Slow Down the Runaway Health Care Train?

Health care costs are consuming 18% of GDP and growing at a pace faster than the overall economy. If that continues, health costs could crowd out other high priority programs in education, defense, research, and public safety. Each of us has a stake in assuring that health care funds are spent where they do the […]

Government Healthcare Plans Shouldn’t Offer Everything to Everyone

Federal and State governments use four major structures to provide access to health care coverage – namely, Medicaid, Medicare, TriCare and the Affordable Care Act’s (ACA) Marketplace.  The ACA and Medicaid face severe funding difficulties.  Beyond these are private health care plans supported by employers and individuals. The ACA created Marketplace has about 9 million […]

The Affordable Care Act Chokes on Costs, Drives Away Insurers

There is wide agreement that access to health care is important for everyone. A large segment of the 325 million US population is covered by government health programs such as Medicare (55.5 million enrollees in 2015), Medicaid and CHIP (74.5 million in 2017), and Veterans Health (about 10 million in 2013). These government run health […]

10 Essential Health Benefits in Health Plan Design

The ten Essential Health Benefits (EHBs) listed by CMS are: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and […]

Determined to Run Out of Other People’s Money

In a breathtaking display of economic arrogance, California is considering a health care program that would appoint the state as a single payer which offers health care coverage to everyone in the state – young, old, lawful resident or not. Presumably, the plan designers have worked overtime at including every imaginable health intervention, all at […]

Experience Must Shape the Next Affordable Care Act

To jumpstart the process of repealing and replacing the Affordable Care Act (ACA), Republicans recycled Restoring Americans’ Healthcare Freedom Reconciliation Act of 2015 (aka H.R. 3762) a bill that they had approved earlier.  This “partial repeal bill does not get rid of Obamacare’s tens of thousands of pages of insurance regulations, the regulations that are […]

Where to Start on the Promised Initiatives

Is there a right sequence for Congress to tackle the expected initiatives of the new Administration?  Consumers want growth in the economy and wages, sanity in healthcare services and costs, protection from hostile nations and hate groups, and an end to officials encouraging divisive identity politics. The core of the President-elect’s promised initiatives was to […]