ACA Flaws Are Not Fixed by a Public Option

From the beginning of the Affordable Care Act (ACA), we expected that Americans with pre-existing conditions would be more in need of intensive treatments and more likely to be eligible for premium subsidies.  Most of us doubted that ACA would attract healthy young enrollees willing to pay full-sized premiums.  Indeed 7.5 million workers paid a […]

The Quality of Medical Care

For many, the quest to extend access to health care has been an important public goal. For decades, progress was made through employer-based coverage, and more recently, extensions of coverage were made through Medicaid, Medicare, the Veterans Administration, the Affordable Care Act, and the Children’s Health Insurance Program. With access closer to universality, quality and […]

ACI in Real Clear Policy — ACA Mired in Cost, Enrollment Flat

The Affordable Care Act (ACA) enrollee counts have plateaued at about 11 million. While the Congressional Budget Office (CBO) foresaw this, non-payment swings are proving more severe than expected. The result? The ACA is unable to deliver on its promise of full coverage at affordable prices. To read more, visit Real Clear Policy.

ACA Insurers Depart Due to Losses, But Renovation Looms

The backbone of the Affordable Care Act (ACA) is faltering as insurers begin withdrawal from health care exchanges.  Insurers are the main workhorses in the ACA – they accept premium payments from subscribers and subscriber-subsidies from government.  As well, insurers handle the administrative detail of confirming eligibility, premium payment and they pay for service from […]

The Unaffordable Care Act

If prices that we pay into our government dominated health care sector are expected to jump, it is best that we are alerted to the problem as the election cycle nears a crest. That’s when politicians are slightly more attentive to public outrage. In 2016, hopes for affording health care were bleak. Medicare Part B […]

Putting “Affordable” Back in the Affordable Care Act

In the last five years, much of the press coverage and analysis of healthcare has been dominated by politics, doctor-patient relationship disruption, sticker shock, and legalities swept in by the Affordable Care Act (ACA). Those are important, but the efficacy and the cost of treatment are ultimately most important. The great majority of medical treatment […]

Retirees in the Crosshairs: ACI’s Daily Caller Piece

Thinking of retiring in a few years? Beware of what is likely to come. Government has created a massive, new and costly benefit called the Affordable Care Act (ACA). At the same time, government has been burnishing existing programs to rapidly convert people into beneficiaries. Taxpayers will soon be hijacked to pay the unprecedented costs, […]

ACA Is a Crisis We Must not Waste

Under the Affordable Care Act (ACA), premium subsidies of health care insurance are available to low income and some moderate income families.  ACA’s plain wording says the subsidies are available to states that operate their own exchange.  ACA was intentionally structured in that way to induce states to operate a health insurance exchange. Subsidies are […]

Health Care Cost Increases – The Question is How Fast?

Rapid advances in health care treatments may help us live longer and healthier lives. For that to come true, we will have to afford the treatments. Today that is a stretch and affordability may diminish as time passes. The cost burden for health care is already astronomical and there are few promising strategies for cost […]

ACA versus Miracle Healthcare Treatments

If doctors and patients take advantage of the steady stream of miracle treatments that restore function or save lives, the tab will be hideous. Can Medicare, Medicaid and The Affordable Care Act (ACA) accommodate these costly treatments, or will government decide on some “sacrifices” to be made? Some organ transplants such as; heart ($658,000), lung, […]