Fort Meyers News Press: Home insurance provision driving up rates

In the aftermath of Hurricane Michael’s destruction, Florida’s home insurance costs will soon be reaching an all-time high, but not primarily due to violent storms or exceptional levels of flooding. It’s being driven by the abuse of a Florida insurance provision called “Assignment of Benefits” or AOB. This entire article is available at the Fort […]

Sunshine State News: Bad Politics Blocks AOB Reform in Florida

Now that the elections are behind us, it is time for the Legislature to address the fraud that has increasingly pushed homeowner insurance rates higher each year. Florida is the nation’s top “judicial hellhole,” according to the American Tort Reform Foundation, and Assignment of Benefits (AOB) abuse is playing a big role in the dysfunction. […]

Florida: Assignment of Benefit Litigation Has Run Amok

In Florida, non-catastrophic damages such as water leakage during a rain storm can be insured. When a homeowner faces insured damages, he or she will call a contractor to mitigate further damage and repair the original damage. The homeowner is usually offered an assignment of benefits (AOB) form that appoints the contractor to fix the […]

Lawmakers Must Address Florida’s Biggest Insurance Scam

A vast scam engineered by unscrupulous attorneys and contractors is sending homeowners’ insurance premiums skyrocketing, and Florida lawmakers aren’t doing enough to stop it. The problem stems from a provision in Florida law called Assignment of Benefits (AOB). An AOB allows an insurance policyholder to grant insurance claim rights to a third-party, such as a […]

Pensacola News Journal on AOB Fraud

Florida’s Insurance Abuse is Spiraling Out of Control You’ve probably never heard of it, but an arcane provision in Florida’s statutes is fueling significant spikes in homeowners’ insurance premiums all over the state — and earning Florida the dubious distinction of being the nation’s worst “judicial hellhole.” Unscrupulous contractors, aided by their attorneys, are exploiting […]

Florida Politicians and the Insurance Scam

A recent report by the American Tort Reform Foundation ranks Florida as the worst judicial hellhole. Along with a need for comprehensive tort reform, as the report points out, Florida has become the poster child for an insurance scam that enriches some attorneys and home repair companies at a big cost to insurance consumers. Here […]

Wanted: Pro-Consumer State Legislators to Fight for Tort Reforms

Most attorneys earn a living the honorable way – by providing wise legal advice to clients and by advancing their client’s interests in court. Even when proper procedures are followed by the plaintiff, defendant and judge in tort actions, outcomes are not always fair and “fair” is what the public wants from its legal system. […]

ACI in the Miami Herald: Insurance Fraud Pushing Up Consumer Costs

This op-ed, published in the Miami Herald and written by Alan Daley, discusses a costly trend that is pushing up Florida’s homeowner premiums — “assignment of benefits” contractor fraud.  The piece can be read and printed at the Miami Herald —

ACI in the News-Press: Insurance Fraud From Skyrocketing Consumer Prices

While Hurricane Matthew brushed along the Atlantic coast last year, no major hurricane has made landfall in Florida since 2005. Despite that luck, homeowner insurance premiums remain very high, and have experienced double-digit annual increases in Southeastern Florida.  Over the next 5 years, rate hikes are expected to increase over 60% in Miami-Dade County alone. The increase […]

Miami Herald: Assignment of Benefits Cabal

Every year, disreputable attorneys and home repair contractors launch an Assignment of Benefits (AOB) “open season” on home insurance policy holders. Consumers, whose homes are damaged by a leaky pipe or storm damage, want quick action by repair contractors to mitigate further damage. Some contractors will not proceed unless the owner completes an “assignment of […]