Politicians’ Love-Hate Relationship with Uber

You can’t have your cake and eat it too. Recently, presidential candidate Mayor Pete Buttigieg joined a rally in San Francisco to support Assembly Bill 5 (AB5), which would transition drivers from “contractor” to “employee” status. Despite his criticism of Uber and Lyft, Buttigieg’s staff have already spent $9,000 on the services in the first […]

ACI Letter to Montana Senators: Proposed Legislation Would Make Consumers Pay More For Less

Montana’s House Bill 617 is a case of government over-regulation.  It interferes with private contracts, will raise costs for Montana automobile purchasers, and it puts consumers private data in jeopardy – all with no evident benefit to Montana citizens. Consumers deserve better. The letter is available here.   

Coalition Letter to Congress: Time is Right for Tax Reform 2.0

Dear Speaker Ryan and Chairman Brady: On behalf of the undersigned organizations, we write in support of House passage of Tax Reform 2.0. This proposal is split into three pieces of legislation: H.R. 6760, the Protecting Family and Small Business Tax Cuts Act, H.R. 6757, the Family Savings Act, and H.R. 6756, the American Innovation […]

The Honest Advertising Act Could Be Greatly Improved

Senators Klobuchar, Warner and McCain have endorsed the Honest Advertising Act (HAA) to address advertising practices in digital social media that currently allow foreign interference in our elections.  Indeed, it appears that Russia used trolls to attack the character of some election candidates, to spread “fake news,” and to foment social divisiveness on some issues.  […]

ACI in Pittsburgh Gazette: PA’s Heavy Hand in Private Contracts

Imagine an instance where McDonald’s was mandated to purchase fries from Burger King – or GM was required to buy auto parts from Ford. Intuitively and economically, this does not make sense. Yet, that is exactly what the legislature is trying to do in Pennsylvania. The two parties in question though do not make fries […]

Save Us from Congress’ “Savings” Scam

The Federal Credit Reform Act of 1990 (FCRA) may sound righteous, but it contains a scam costing consumers a pile of money.  The FCRA forces the Congressional Budget Office (CBO) to assume that loans made directly by the government earn huge profits (called “savings”) without provision that such estimates could be wrong.  Congress likes this […]

It’s Coming Back and May Stick This Time

The subject of digital goods and services taxation will likely resurface in the Congress as soon as the debt ceiling is handled.  Digital goods include music, videos, games, ringtones, electronic books and others.  Digital services would include tax prep, stock trades, streaming content, and more.  A bill that would handle this (The Digital Goods and […]

Proposal to Raise Reinsurance Taxes Would Harm American Consumers

The Obama administration is supporting legislation that would lead to higher taxes on foreign insurers.   But the legislative change would not provide any favors for Americans, who would ultimately pay these taxes in the form of higher insurance costs.  This is particularly true for those American residents living in coastal areas.  Indeed, in Florida, where […]