Although the USPS gained $1.3 billion in “controlled income” in the first quarter of 2016, the agency’s beleaguered financial position undoubtedly remains in light of amassing losses of $31.5 billion in the previous four years. To temper any optimistic views of the announcement, USPS’s own Chief Financial Officer, Joseph Corbett, remarked that the report indicated […]
Imagine a scenario in which New Jersey residents impacted by last month’s Nor’easter could not rely on flood insurance to help them rebuild their homes and businesses. Unless Congress takes action soon, this nightmare scenario could become a reality. The struggling federal flood insurance system is a man-made disaster more than a decade in the […]
This piece, written by ACI’s Alan Daley and published in the Daily Caller, discusses a disturbing trend — the erasing and loss of government emails during recent investigations and requests. This trend weakens the public’s trust in government and it points to a lack of accountability in a number of federal agencies.
Consumers welcome a variety of competing electronic sources and delivery pathways for entertainment and news, but content dictates the winner. Consumers usually have multiple platforms (TV and cable box, PC and smartphone) for digital messaging, streaming video, and TV programs from over the air, mobile wireless, cable and satellite formats. Each of the streaming and […]
There is yet another significant increase in insurance fraud that is pushing up homeowner premiums in Florida. This op-ed discusses the problem and how it can be fixed. PUBLISHED IN CONTEXT FLORIDA: Alan Daley: The new magnet for insurance scams in Florida When consumers experience water damage unconnected to hurricanes, they usually call a plumber, a […]
This article, by Alan Daley, discusses how the FCC keeps changing what qualifies as high-speed broadband services, and how that definition creates shortfalls that conveniently perpetuate regulations. It is published in the Daily Caller.
Student loans regularly grab headlines, but loans are typically a small part of financing a college education. Personal and family contributions, federal grants and subsidies are actually a bigger part of the total outlay. College students and their families have been borrowing and repaying for almost a lifetime. Today’s hideous $1.2 trillion total of student […]
For the first time ever, incumbent telephone companies have sustained back-to-back quarterly declines in the absolute number of wireline-based broadband subscribers. A new study from our organization, the American Consumer Institute, shows that regulations are a contributing factor to this drop — and also helped to cause the re-concentration of the wireline broadband market in […]
Illinois’ problems with government pension funds started with negotiated promises for excessive benefits. Some Illinois pensions run at $100,000 or more per year and half of employees retire with benefits before age 60. Those problems were inflamed by the state making smaller contributions than needed to support the benefit payouts. Instances of early retirements and […]
The first members of the Millennial generation were born in 1980. The last were born in 2000, creating a cohort aged 16 through 36. This young American generation has needs similar to those of earlier generations, but they missed some of the opportunities that helped the Boomers and Generation Xers. Advantages that were unavailable to […]