This PDF (aci-letter) is an example letter to policymakers urging them to stop the ongoing insurance scam that is driving up consumer prices.  The author, ACI president Steve Pociask, takes issue with the fact that the former state consumer advocate was scheduled to meet at the state Capitol as a voice of opposition against reforms that would end these scams.  Interestinly, the former consumer advocate now works for a law firm that makes a living out of suing insurance companies, which drives up costs and consumer prices.